Lake Gazette

Follow Us On:


  • J.D. Power Ranks Shelter Insurance® #1 for second time in three years.

    COLUMBIA, MO –  Leading global market research company J.D. Power has announced that Shelter Insurance® ranked “Highest in Customer Satisfaction among Auto Insurers in the Central Region” on their U.S. Auto Insurance Study. Shelter received this honor in 2016 as well. The study asked customers to provide feedback about their... Read more

  • Let there be light! (Even at night)

    With the exception of certain luxury and sports car manufacturers, many of today’s automakers equip their vehicles with standard halogen headlights. While such headlights are effective in the short-term, within two or three years the bulbs used in halogen headlights start to break down due to aging, exposure to... Read more

  • Keep the environment in mind when changing motor oil

    Vehicle engines rely on many components to run efficiently, and motor oil is just one of the things that can affect how well engines run. Motor oil serves to reduce wear on moving parts. Oil also cleans, inhibits corrosion, improves sealing, and cools the engine by carrying heat away... Read more

  • ICBA, HNB Bank Celebrate National Homeownership Month

    Washington, D.C. (June 27, 2018)—In recognition of National Homeownership Month, HNB National Bank, n.a., and the Independent Community Bankers of America® (ICBA) are reminding current and prospective homeowners of community bank resources that make financing easier and more affordable.   “For many Americans homeownership represents the keys to financial... Read more

  • Do Single People REALLY Need Life Insurance?

    Many people make the assumption that life insurance is for married couples and those with kids. While it is true that not all single people need life insurance, there are a number of reasons when it can make (really) good sense. You have student loan debt.Many people assume that... Read more

  • What to do when your vehicle breaks down

    Knowing what to do when a car breaks down can make such unfortunate situations much less stressful for drivers. Smartphones and wifi networks may make it less stressful to cope with broken down vehicles. However, wifi networks are not always accessible in remote locations, so drivers would be wise... Read more

  • HNB Agriculture Edition

    HNB and Farmer Mac HNB Bank has been a partner with Farmer Mac for many years.  Farmer Mac is a vital part of the agricultural credit markets and was created to increase access to and reduce the cost of capital for the benefit of American agricultural and rural communities. ... Read more

  • The Value of a Stay-at-Home Parent

    Who gets those clean bed sheets ready for you, cooks your favorite meals and helps your kids with their homework? Who goes out to buy more milk for your cereal before you even notice that you’re out? Who keeps your yard weed-free and looking great? Did you ever think... Read more

  • Signs rotors may need to be replaced for smooth braking

    The braking system of most vehicles consists of brake pads, calipers and metal discs called rotors that work to slow down a vehicle. When the vehicle needs to stop, the calipers squeeze the brake pads against the spinning rotors. Because a lot of friction is generated, rotors, like brake... Read more

  • HNB Investment Services

    HNB Investment Services understands that investing is not just money, but the foundation that shapes your future. We are committed to providing quality products and services in the quest to pursue your goals. Products and services offered through Century Securities include: Investment Advisory Services As an investor, you’re faced... Read more

  • Time for a Home Insurance Checkup

    Winter can pose a threat to your home if there’s too much snow on your roof or if ice dams form. Spring, on the other hand brings a whole new set of threats like hail, wind, tornadoes and flooding. Think you’re covered for all of these situations? Don’t wait... Read more

  • Why clean air filters are important

    Vehicle owners likely know to check fluid levels and get their cars’ oil changed, but air filters may not be at the top of their maintenance checklists. Despite being a relatively inexpensive part, air filters often go overlooked. Air filters have an important job in a vehicle, prolonging the... Read more

  • Managing Your Checking Account

      Because your checking account is the main place your money flows in and out of, it is important to keep a close eye on your activity. Keeping track of deposits, balances, bills, or other withdrawals can prevent surprises. HNB Bank offers tools to help you tackle these responsibilities,... Read more

  • Junior Special Life Insurance

    Junior Special Life Insurance can help your child lock in coverage. It can guarantee their ability to secure coverage as adults, even if they develop health problems after childhood. Specifically, a Junior Special policy: Provides up to $20,000 of coverage until age 26 with a one-time premium payment. May... Read more

  • Protect vehicle paint finish

    Perhaps nothing ages a car or truck more than a lackluster exterior finish. Even if vehicles are only a few years old, failure to maintain the paint, tires and chrome accents can make them look worn beyond their years, potentially affecting resale value. The environment can be a vehicle’s... Read more

  • Who Needs It?

    If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death. This cash, known as the death benefit, replaces your income and can help your family meet many important financial needs like funeral costs, daily living expenses... Read more

  • How to Prevent Frozen Pipes

      It’s winter, so you’re probably looking for ways to save money on your heating costs. While it may be tempting to turn the heat down—or even off if you’re going to be out of town—doing so can put your pipes at risk of freezing, and freezing pipes can spell... Read more

  • Light the way for safer nighttime driving

    Routine vehicle maintenance protects drivers on the road while also protecting the often-considerable financial investment they make in their cars and trucks. Maintenance guidelines have changed thanks to technology, but drivers must continue to care for their vehicles to ensure the safety of themselves, their passengers and fellow motorists.... Read more

  • Why clean air filters are important

    Vehicle owners likely know to check fluid levels and get their cars’ oil changed, but air filters may not be at the top of their maintenance checklists. Despite being a relatively inexpensive part, air filters often go overlooked. Air filters have an important job in a vehicle, prolonging the... Read more

  • Know Your Coverage

    When it comes to insurance, assumptions can cost you. Take some time to read your policies and learn about how insurance coverage works.  Test your current knowledge with this quiz. Coverage Quiz:                                      You purchased homeowners insurance and recent heavy rains cause flooding in your home. Are you covered? a.... Read more

  • Prevent breakdowns with battery care

    Many drivers have experienced the misfortune of getting into their vehicles only to realize their engines won’t turn over. Although there may be plenty of reasons why a car will not start, quite frequently a dead battery is to blame. Car batteries can last for five years or more... Read more

  • Test Your Knowledge: Holiday Auto Coverage Scenarios

    The day after Thanksgiving, you’re likely to see a spike in traffic around local department stores and malls, and that spike isn’t likely to drop off until after the new year. More drivers on the road means you will need more patience and you’ll need to be more careful.... Read more

  • Simple maintenance projects to keep cars running smoothly

    One of the ways to keep vehicles running strong for years on end is to adhere to the manufacturer’s recommended maintenance schedule. Although there are many factors drivers cannot control, including recalls, weather and road conditions, proper maintenance is something drivers can control, and maintaining a vehicle can be... Read more

  • 6 Car Insurance Questions

    When trying to decide what types of coverage you might need for your car, questions may come up. While it’s always best to talk to your local agent, here are some answers to basic questions about car insurance. What’s the Difference Between Bodily Injury and Medical Payments Coverage? For one... Read more

  • Topics to discuss before hiring your next mechanic

    Few decisions weigh as heavily on automobile owners as their choice of mechanic. A good mechanic goes a long way toward ensuring drivers and their passengers stay safe on the road and that those drivers’ vehicles perform at their peak for years to come. That’s an important role to... Read more

  • Safety tips to avoid wet weather collisions

    Fall is a great time of year to hit the open road, as fall foliage is colorful and provides a wonderful backdrop for weekend getaways, while the mild temperatures of fall make this an ideal time to enjoy the great outdoors. Though autumn is often a mild time of... Read more

  • Vehicle precautions for hot weather

    When the weather warms, many people take to the outdoors to enjoy the sunshine and rising temperatures. Summer road trips or vacations are the norm, but it is important to realize that hot weather can take its toll even on a new, well-maintained vehicle. High temperatures can cause all... Read more

  • 8 Signs it’s Time for an Insurance Review

    Take a moment and think about last year. What changed in your life? Whether it is for your home, life, auto or any other policy, it’s important to adjust your coverage when things change. Talk to your agent about your changes and they can also see if you qualify... Read more

  • Maintain tire balance and alignment for a smooth ride

    It is easy for motorists to take their tires for granted when everything is working correctly. Wheels and suspension systems bear the weight of cars and trucks and must bear the brunt of rough roads, pot holes and any additional obstacles, so some wear and tear is to be... Read more

  • How to grill the perfect burger

    Could any food be as simplistic and delicious at the same time as a patty of beef on top of a crusty bun, served with lettuce, tomato and your choice of condiments? Burgers are the go-to item for barbecues, campouts, fast-food meals, and late night trips to the diner.... Read more

  • What Does Inland Marine Insurance Have to Do with Diamonds?

    Have you ever heard the term “inland marine insurance?” Perhaps your agent has even mentioned it a few times and you were too embarrassed to ask what it was – or maybe you just thought “She’s crazy! She knows I don’t own a boat.” No worries, today we’re helping... Read more

  • Do I really need to rotate my tires?

    Tire rotation is a very important part of maintaining a vehicle.  Rotating vehicles tires on a regular basis will help maximize the life of the tires as it allows for more even tread wear.  Most manufactures recommend rotating vehicles tires between 5,000 and 10,000 miles, or at every other... Read more

  • What do I get when I order a half of beef?

    White Barn Processing offers, One-Half or Whole Beef orders. Custom Processing is available also. When it comes to having meat processed there are several common questions on how they want their Beef processed and what ways there are to have it cut. When ordering One-Half or a Whole Beef... Read more

  • 5 Reasons People Don’t, But Should, Purchase Life Insurance

    You already know life insurance is a way to protect your loved ones’ financial security and pay off any outstanding debts after your death, but despite knowing the benefits of purchasing a life insurance policy, many people don’t for the following five reasons: • “It’s probably too expensive.” Life... Read more

  • What is Remote Support

    Remote support is a cost-effective technology that allows a technician to service your computer from a remote location. This way, the technician doesn’t even have to be where your computer is located. … You can schedule a technican to service your computer nearly any time of the day, and... Read more